Category: Uncategorized

Is ROBO Advisory The Right Choice?   What are the different ways to start investing?   Basically there are 2 different ways in which one can start investing. First is the DIY or the DO IT YOURSELF way of investing. You can invest through this method if your financial goals are clear & well defined and if you possess basic knowledge of the financial markets, economic events, investment avenues & instruments. One should remember that… Continue reading ROBO ADVISORY FOR YOUR INVESTMENTS – IS IT THE RIGHT CHOICE?

Blog Should you invest in Thematic or Sectoral Funds? What are Thematic or Sectoral Funds? Sectoral funds as the name suggests are mutual fund schemes that invest pre-dominantly in companies belonging to a single sector. There can be multiple types of sectoral funds depending on in industry in which the fund invests. Eg- Pharma Fund, Banking & Finance Fund, Energy, Metals, Technology, Infrastructure.  Thematic Funds are generally broader in scope as compared to sectoral funds… Continue reading Should you invest in Sectoral or Thematic funds?

Blog Basic Principles of Investing in Debt Mutual Funds What are Debt Mutual Funds?   Debt funds are funds that invest in government securities and corporate bonds. Think of it like an FD. When you open a fixed deposit in a bank, you are essentially giving a loan to the bank and the bank in turn is paying you interest. Similarly, in case of debt funds, the fund manager is investing in govt. securities & corporate bonds who… Continue reading Basic Principles of Investing in Debt Mutual Funds

Blog ELSS – Tax savings under 80 C along with healthy returns Most of us use Public Provident Fund (PPF) as an avenue for long term savings as well as availing tax benefits under section 80 C. The finance ministry last week rolled back a reduction in PPF & other small savings rate. However, a future reduction in interest rates cannot be ruled out.   Given the steadily declining rate on PPF & tax on… Continue reading ELSS – Tax Savings under 80 C along with Healthy Returns

Blog National Pension Scheme   A retirement planning tool which helps you save taxes too! The National Pension Scheme is a social security initiative by the Central Government. This pension programme is open to employees from the public, private and even the unorganised sectors except those from the armed forces. The scheme is also applicable for non-salaried individuals having income from Business or Profession.  The objective of the NPS scheme is regular contribution by an… Continue reading National Pension Scheme