Dynamic Asset Allocation Funds (DAAF) also termed as Balanced Advantage Funds (BAF) are basically hybrid funds that invest in both equity and debt components. However, unlike other hybrid funds which are mandated to maintain a minimum and maximum allocations  to Debt and Equity portions, DAAFs are highly flexible and allow the funds to invest upto 0-100% of their assets in Debt or Equity securities based on market conditions. Generally when equity markets are at peaks

Why Multi Asset Funds are a smart choice for Investors ?   Multi Asset Funds, often known as Asset Allocation Funds, are a relatively new category of mutual funds in India. These funds typically invest in a combination of equity, debt, and one more asset class like gold, REIT / Inv IT, etc.   These funds differ from pure equity or debt funds and can help you diversify your investments, reduce volatility & provide optimal

Why is Health Insurance necessary No one plans to fall ill or get hurt, but a serious illness can strike anyone at any time. Healthcare expenses are increasing at a rate higher than medical inflation. The cost of treating the illness can cause severe financial strain on the savings you have accumulated over time, and that is why it is must for everyone to have a health insurance cover which not only helps you to

Why is reviewing your Investment Portfolio important ? If you wonder that while the markets are at All time highs but your portfolio is not then Reviewing your Investment Portfolio is a key first step in correcting this. Investors need to diversify their holdings in order to match risk to their level of risk tolerance and at the same time reach their financial objectives with the help of a well-structured portfolio. Your job actually doesn’t

AMFI March 2023 data indicates continued investor confidence in MF & SIPs March 2023 data released by the Association of Mutual Funds of India (AMFI) showed highest net equity inflows in a year in March, with SIP contributions surpassing Rs 14,000 crore in March. SIP AUM stood at Rs 6.83 trillion in March compared to Rs 6.74 trillion in February.Some interesting snippets:Net inflows into open-ended equity funds jumped 31 percent to Rs 20,534.21 crore, a

Recent Tax Changes and its impact on your Debt Mutual Fund Investments? In the last week of March, the government made a unilateral announcement regarding the change in taxation regime for debt mutual funds. This announcement came as a surprise to the investor community as it happened almost without any prior warning and without any feedback or discussion (PS it wasn’t even a part of the union budget speech!)  Under the newly announced Tax Regime,